Three progressive levels of learning will be conducted. Participants can register for a single level or multiple levels. Take all three levels, test and earn the Accredited Retirement Advisor (ARA) credential in one sitting!
Level 1 – Preparing You and Your Clients for Retirement
Tax Planning for Mature Taxpayers
Medicare/Medicaid Coverage
Medical and Long Term Care Considerations
Social Security and Veteran’s Benefits
Pension and Retirement Planning
Family Limited Partnerships
New Health Savings Accounts (HSAs)
Utilization and Taxation of Retirement Income
And much more!
Level 2 – The Essentials of Estate and Trust Planning
Estate and Trust Administration
Report Estate Income
Filing Form 1040
How the Estate Form 706 Works
Unified Transfer Tax Credit
How the Gift Tax Works
Controlling Instruments and State Law
Taxation of Estates and Trusts
Transactions between Related Taxpayers
Alternative Minimum Tax
And More!
Level 3 – The World of Financial Planning/Elder Care Hot Topics
Ethics and Professionalism in Serving Aging America
Potential Conflict of Interest
Assessing Client Capacity
Protecting the Client with Diminished Capacity
Limiting Exposure in Advising the Elderly Client
Case Studies in Estate Planning
- Planning for a couple that has been divorced/widowed and has remarried – with children from prior marriages
- Planning for those desiring to make gifts to family members
- Planning for a person approaching retirement age
- Planning for a Business Owner
Advanced Planning For Retirement Distributions – More Case Studies
- Dealing with desired plan beneficiaries with competing interests (2nd spouse vs. children)
- How to defer income taxation of benefits when the Plan forces an immediate payout
- Emergency withdrawals from IRAs
- Opportunities to convert a traditional IRA to a Roth IRA
- Planning for beneficiaries with special needs
- Addressing special situations arising when a person must take his/her minimum required distributions